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Power Checking

A few simple steps can earn you more interest.

A checking account that pays interest on deposits is always a good deal. Cornhusker Bank Power Checking is even better, as you can earn premium returns by making steady use of your debit card, enrolling in e-Statements, and signing up for Direct Deposit.
 
 

















Earn 4.26% APY* - another good reason to go shopping with your debit card.

 
Using a debit card has always been safer than carrying cash. Now there's an extra benefit to using your card for everyday purchases - it can power you toward your savings goals.
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To Earn Maximum 4.26% APY*

  • Make 18 debit card transactions each statement cycle. (PIN-based or signature-based point-of-sale transactions count. ATM transactions do not.)
  • Sign up for e-Statements instead of receiving mailed paper bank statements.
  • Arrange for at least one Direct Deposit of your paycheck, pension check, Social Security benefits or some other incoming payment each monthly cycle.
  • If you fall short of these guidelines in any one month, you'll still earn our non-qualified interest rate on your checking deposits and can try again for the maximum rate the following month.
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Other Account Features

  • Free Visa® debit card** for convenient online and in-store payments
  • No monthly service charge 
  • $100 minimum initial deposit (no minimum balance after account opening)
  • Free Online Banking and Bill Pay for standard delivery transactions1
  • Free Mobile Banking and mobile check deposit
  • Free electronic statement option2
  • Free online check images
  • Free ATM transactions at MoneyPass® ATMs3
 
 
*Annual Percentage yield (APY) effective as of  . All activity requirements must be met to earn the 4.26% APY. The non-qualified APY is 0.05% for accounts not meeting all activity requirements. For accounts meeting activity requirements, if your average daily balance is $25,000 or less, the APY will be 4.26%. If the account meets all activity requirements and your average daily balance is greater than $25,000, the APY for this tier will range from 4.26% to 2.21%, depending on the balance in the account. (The APY range for this tier was calculated based on average daily balances between $25,000.01 and $50,000. APY can vary based on account balance.) To earn the higher APYs, the following three activity requirements must be met. First, at least 18 debit card transactions must post to the account each statement cycle. Please note that these transactions may not post to the account on the same day that the transaction occurred. Pin-based or signature-based point-of-sale transactions are the only transactions that count. ATM transactions do not count toward the 18 required transactions. Second, enrollment in e-statements is required to earn the higher APYs. Third, at least one direct deposit must post to the account per statement cycle. All Power Checking account statements will be generated as of the last business day of the month. Power Checking is a variable rate account, and the interest rate and APY may change at any time at the bank’s discretion. The average daily balance method is used to calculate the interest on this account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. There is a $100 minimum opening deposit for this account.

**The Cornhusker Bank Visa debit card is issued by Cornhusker Bank, pursuant to a license from Visa U.S.A., Inc.1  Fees will apply for rush delivery of bill pay transactions.2  Power Checking accounts not receiving electronic e-statements will earn interest at the non-qualified tier.3  ATMs not owned by Cornhusker Bank and not part of the MoneyPass network may charge you a fee. Some MoneyPass limitations may apply in Nebraska.