Loan Options
We're a local mortgage lender ready to welcome you home.
When you're looking for the right mortgage, you have a trusted partner in Cornhusker Bank. We know how important this decision is, and we're here to explain all your options.
Purchase or build a home, refinance a mortgage and get assistance from people who care.
Find everything you need and the experience you want when you come to Cornhusker Bank for your next mortgage. We're a community bank focused on helping our neighbors improve their lives through homeownership. You can count on competitive rates, attentive service with clear answers and relationships with local people who prioritize you.
Conventional Mortgages
These tried and true options can be your key to a new life in a new home.
Fixed-Rate Mortgages
- Competitive rates
- Personalized Loan Terms
- Stable monthly payments for the life of the loans*
- Easy pre-qualification process lets you house-hunt with confidence
- Refinancing options available
Adjustable-Rate Mortgage
- After the initial period ends, the rate can adjust every year
- Loan caps limit rate increases in any one year and over the life of the loan
- Refinancing options available
Construction Loans
Build your dream home with confidence. Our team of experts will be right there you every step of the way.
- Customized lending solutions
- Project management
- Quick and easy approval process
- Trusted local relationships
Cornhusker Bank Extended Rate Lock Option
When you're turning blueprints into a new home, there are many factors to consider with materials, finishes and colors. But the financing is simpler. Turn to Cornhusker Bank for a flexible option with our Extended Rate Lock. While your home is being built, you can lock in your mortgage interest rate for up to 360 days, protecting you against rising rates. And if rates go down during your lock period, you can take advantage of a one-time float down option within 60 days of closing so you can get that lower rate.
- Lock terms available for 120, 180, 270 and 360 days
- Use with Fixed-Rate and Adjustable-Rate Mortgages
- Fees may apply, so please contact your loan officer for more information
Homeownership Set-Aside Program (HSP)
Sometimes all you need is a small boost to reach a big goal. That's why we partner with Federal Home Loan Bank (FHLBank) to help first-time homebuyers with down payments, closing costs and repairs. You're eligible if you earn at or below 80% of the area median income for households that purchase or build homes in Nebraska. This is a first-come, first-served program, so act quickly.
- Applications open March 3, 2025
- Subsidy per household: $2,500 - $15,000
- Income limits apply by county
- Homebuyer education is required
Loan Status/Upload Documents
See the status of your application or upload additional supporting documents.
Calculators
Use these helpful calculators to guide your way when buying or refinancing a home.
*If an escrow account is required or requested for taxes and insurance, the actual monthly payments could change based on the borrower's tax obligations and insurance premiums.