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Free Credit Report

Stay informed to make better financial decisions.

Your credit report is an important part of your financial life. It can determine whether you can get credit, how good or bad the terms for getting credit are, and how much it costs to borrow money.

Learn More at Federal Trade Commission Consumer Advice

Why It's Important

Knowing your credit score as reported by the major credit reporting companies is critical. The report offered at AnnualCreditReport.com can help you identify credit concerns, protect you against identity theft, and is valuable information when you apply for a loan. Please visit their web site for more information.

Credit Report

The three nationwide credit bureaus — Equifax, Experian, and TransUnion — have a centralized website, toll-free telephone number, and mailing address so you can order your free reports in one place. Do not contact the three credit bureaus individually. These are the only ways to order your free credit reports:

visit the Annual Credit Report website
call 1-877-322-8228, or
complete the Annual Credit Report Request Form and mail it to:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281