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Fraud & Identity Theft Protection

Let's work together to keep your Cornhusker Bank accounts secure.

We all appreciate the convenience of managing money online. And it's important to stay alert to scams criminals use to defraud people. We're happy to help with tips and insights you can put to use today.
 

Get insights and resources to protect your sensitive information.

 
Fraud is a common crime that can cost you a significant amount of money, time and anxiety. Criminals can steal your personal information to access your bank accounts, obtain loans, make purchases, rent an apartment in your name, get a job, get medical services and use your identity for any number of other purposes. The key is to know what to look for, how to protect yourself and how to avoid the traps. Cornhusker Bank is here for you. Keep the following information in mind and use these resources to secure your accounts.
 




Check Fraud

Criminals are stealing from mailboxes and "washing" them to change the payee and amount.
 
Learn how to protect yourself from these fraudsters.





























Cornhusker Bank and our fraud partners will NEVER ask you to provide your card’s PIN or security code (CVV code) located on the back of the card. Our alerts will ask about the suspicious transaction(s) in question, and you won’t need to provide any further sensitive information. We take protecting your financial information seriously. If you’re not sure that a call or text is from us, please hang up immediately and contact our Customer Engagement Team at (402) 434-2265.





Protect Your Email with Multi-Factor Authentication (MFA)

 
By using MFA, you'll add more security to your email to reduce your risk of identity theft and fraud. Learn how to enable MFA on your email platform.

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Gmail

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Outlook (Microsoft)

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Yahoo Mail

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Apple Mail (iCloud)

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General Tips

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Prevent

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Social Security Numbers

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Credit Reports
























Protect your accounts.

Review these helpful tips to protect your Cornhusker Bank accounts and visit our online education center.
 

Financial Instruments & Records

  • Do not throw any transaction receipts into the trash, especially at a store or in a public receptacle.
  • Save all financial receipts and reconcile them to your accounts frequently.
  • Shred all financial records including expired cards, statements, checks and receipts.
  • If you use a checkbook, be sure to keep it in a safe place and keep track of check numbers in use.
  • If a store/merchant converts your check into an electronic transaction, be sure you retrieve the cancelled check.
  • Contact your financial institution immediately if your checkbook or any checks are missing.

Financial Statements

  • Contact your financial institution immediately if a bank account or credit card statement does not arrive on time.
  • Review your statements promptly and report any discrepancy or unauthorized transaction immediately. Know your account cycles and notify the bank/company of any missing statements or bills.
  • Switch paper statements to electronic statement to avoid the above risks.
  • Switch to electronic bill payments.

Solicitations – Potential Phishing

  • Overly attractive offers could be too good to be true. Be cautious of such offers and do not provide any information or click any links without validation.
  • Before responding to an offer, validate the legitimacy of the individual or business making the offer.
  • Do not respond to unknown and/or unsolicited emails requesting you click a link, log into a site, or provide personally identifying information.
  • Cornhusker Bank will never request ANY of your information. If you receive a request via email, phone, mail or in person from "Cornhusker Bank" or law enforcement, end the communication and contact Cornhusker Bank at 402-434-2265. This could be an imposter.

Information Security

  • Securely store personal identifying items such as extra checks, credit cards, documents containing your Social Security number and similar items.
  • Shred expired credit cards, all credit card receipts and solicitations, ATM receipts, bank account and credit card statements.
  • Shred canceled checks, and other financial documents.

Access Devices – (PINs, Passwords, FOBs)

  • Memorize PINs and passwords.
  • Do not share or record access devices.
  • Change your passwords periodically.
  • Avoid selecting easy to figure out passwords and PINs; use strong ones such as personal phrases that are easy to remember.
  • Do not write PINs and passwords down on or near your checkbook, credit cards, debit cards or ATM cards.

Wallets and Purses

  • Only carry checkbooks, credit cards, debit cards and ATM cards you will need.
  • Do not carry your Social Security number with you or include it on your checks.
  • Avoid carrying your wallet in an easy to access location (i.e. outside jacket pocket).
  • Avoid carrying your purse in a casual manner (strap in your hand, on shopping cart, etc).
  • Do not leave purse or wallet unattended in your vehicle.

Electronic Devices (Computers, Tablets, Phones)

  • Keep your computer operating systems current.
  • Install anti-virus, anti-malware and antispam software.
  • Install a firewall and keep it turned on.

Protect Your Identity

  • Shred financial documents, including charge receipts, you are done using.
  • Don't release personal information such as your Social Security number, financial information and credit card numbers.






















    Common Scams

    These are some of the ways criminals are committing identity theft and fraud:
    This “old school” method of ID theft involves thieves scouting for unlocked mailboxes and stealing your mail, along with your identity. Protect yourself from this type of identity theft by opting out of prescreened credit offers.
    This is a form of online fraud in which attackers send an illegitimate email, claiming to be important, urgent or posing as a legitimate business. Thieves impersonate legitimate businesses via email and websites to get you to reveal personal information like PINs, credit card or bank account numbers or Social Security information.
    This is one of the most traditional, and most effective forms of perpetrating fraud. Thieves search your trash for documents containing your personal information and gain access to important numbers. Always shred any personal information before you throw it away, especially prescreened credit offers.
    Email, texting, and websites are not the only way thieves are phishing for personal information. Vishing is when voice calls are made to your phone with criminals posing as legitimate institutions trying to get your personal information. If you are ever suspicious of a phone call asking for personal information or claiming to be a bank or business, hang up and call the bank or business on a phone number you can verify.
    Thieves send text messages to your mobile device impersonating a reputable contact and then direct you to a dangerous website with the goal of stealing your identity.
    Hidden devices can be installed on any ATM without you noticing, enabling thieves to swipe your account information when you insert your card. Your account information is then transmitted to a nearby computer for future fraudulent use. Be wary if there are any loose pieces or if there are signs of tampering on ATMs and gas pumps.
    The prevalence of cameras and recorders in today’s mobile phones make this form of identity theft a growing threat. Thieves position themselves within sight or hearing distance of your information when you are using personal identification methods and record your information to commit future fraud.
    Today’s thieves are innovating the way they steal your personal information, by swiping it—literally—when you are in the midst of a legitimate transaction such as paying for dinner bill at a restaurant, pumping gas or using an ATM.