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Certificate of Deposit

Lock in secure and consistent growth.

With Certificates of Deposit, you decide on a savings period of 30 days to 60 months, lock in a consumer-friendly rate, and then move forward confident that your money is constantly growing.
 

It's nice to know exactly how much you'll end up with.

 
Set it and forget it. No active management needed. Just deposit your money and watch it grow. As long as funds are kept in place until the CD matures, you're sure to walk away with 100% of the projected earnings.
  • CD deposits are protected by the Federal Deposit Insurance Corporation (FDIC) up to the deposit insurance coverage limit
  • CDs feature higher interest earnings[link to rates] than most standard savings accounts
  • Early withdrawal of funds can result in the loss of some or all of your interest earnings. However, your initial deposit is never at risk.
  • Minimum deposit of $1,000 for most CDs (Minimum $100,000 deposit for 30-day CDs)


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6-Month CD
3.31% APY*
 
Open this short-term CD with as little as $1,000 and grow your savings with interest that's compounded and credited quarterly.
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12-Month CD
3.88% APY*

Set aside money for 12 months and start savings for next year's goals.
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24-Month CD
3.68% APY*
 
Here's a good option for guaranteed growth, allowing you to lock in your interest rate to protect against market volatility.









 

 

 

IntraFi® Network Deposits

 
With IntraFi Network Deposits (formerly known as ICS® and CDARS®), you can access multi-million-dollar FDIC protection for larger savings balances. While you'll continue to work exclusively with Cornhusker Bank, your funds will be spread among other banks in the network.
 
  • Earn interest: Put cash balances to work in demand deposit accounts, Money Market accounts, or CDs.
  • Keep it simple: Avoid opening multiple accounts with multiple institutions to obtain FDIC protection for your funds. Forego the need to use repo sweeps, track collateral on an ongoing basis, and manually consolidate statements and disbursements from multiple banks.1
  • Manage liquidity: Enjoy access to funds placed into demand deposit accounts and Money Market deposit accounts. With CD placements, select from multiple terms to meet your liquidity needs.
  • Support your community: Feel good knowing that the full amount of funds placed through IntraFi Network Deposits can stay local to support lending opportunities that build a stronger community.2




*Annual Percentage Yield (APY) effective as of 3/3/25. The APY assumes interest earned remains on deposit until maturity. The withdrawal of interest before maturity will reduce earnings and may reduce the APY. A penalty will be charged for an early withdrawal. Minimum deposit to open the account is $1000.1If a depositor is subject to restrictions with respect to the placement of funds in depository institutions, it is the responsibility of the depositor to determine whether the placement of the depositor’s funds through IntraFi Network Deposits, or a particular IntraFi Network Deposits transaction, satisfies those restrictions.2When deposited funds are exchanged on a dollar-for-dollar basis with other institutions that use IntraFi Network Deposits, our bank can use the full amount of a deposit placed through IntraFi Network Deposits for local lending, satisfying some depositors’ local investment goals or mandates. Alternatively, with a depositor's consent, our bank may choose to receive fee income instead of deposits from other participating institutions. Under these circumstances, deposited funds would not be available for local lending.Placement of funds through IntraFi Network Deposits is subject to the terms, conditions, and disclosures in the program agreements, including the Deposit Placement Agreement (“DPA”). Limits apply, and customer eligibility criteria may apply. Program withdrawals may be limited to six per month for funds placed in MMDAs. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before settlement for a deposit or after settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. Network Deposits is a service mark, and IntraFi, ICS, and CDARS are registered service marks, of IntraFi Network LLC.