Why this matters
Cybercriminals use stolen passwords, fake emails, and fraudulent websites every day to attempt what is called an account takeover. This occurs when someone gains unauthorized access to your online accounts and uses them to commit fraud.
The good news is that a few simple precautions can significantly reduce your risk.
Create Strong, Unique Passwords
Using the same password for multiple accounts increases your risk. If one account is compromised, fraudsters often try that same password on other websites and apps.
A strong password should:
- Be at least 12 to 16 characters long
- Include a mix of uppercase and lowercase letters, numbers, and symbols
- Avoid common words, names, birthdays, or other easily guessed information
Consider Using a Password Manager
Password managers securely store your passwords and can generate strong, unique passwords for each of your accounts.
By using a password manager, you can strengthen your online security without having to remember dozens of different passwords.
Turn On Multifactor Authentication (MFA)
Multifactor authentication adds an extra layer of protection by requiring a second form of verification when you sign in.
Common authentication methods include:
- A code sent by text message
- An authentication app
- Fingerprint or facial recognition
Even if a criminal obtains your password, MFA can help prevent unauthorized access to your account.
Watch for Phishing Emails and Texts
Fraudsters often send messages that appear to come from trusted organizations. These messages may ask you to click a link, verify personal information, or log in to an account.
Before responding to any unexpected message:
- Verify the sender's email address or phone number
- Be cautious of urgent or alarming requests
- Type website addresses directly into your browser rather than clicking links
If You Suspect Fraud
Taking these simple steps can help keep your accounts secure and reduce the risk of fraud.
If you ever have questions about a suspicious message or believe your account information may have been compromised, contact the Cornhusker Bank team immediately.