You’ve found your dream home and your loan officer tells you you’re approved for a mortgage, but you’re just short of the cash you need to close on your loan. Now what? Talk to the Cornhusker Bank Mortgage Team for more details and eligibility.
Find the right program for you.
Homeownership Set-Aside Program (HSP)
Cornhusker Bank partners with Federal Home Loan Bank (FHLBank) to offer the Homeownership Set-Aside Program (HSP) to assist low- and moderate- income first-time homebuyers.
The HSP provides down payment, closing cost and repair assistance to first-time homebuyers earning at or below 80% of the Area Median Income for households purchasing or constructing homes in Nebraska.
2026 HSP Details
- Applications open March 2, 2026
- Subsidy per household: $2,500 - $15,000
- Available on a first-come, first-served basis
- Income limits apply by county
- Homebuyer Education is required
Homeownership Possibilities Expanded (HOPE)
The Homeownership Possibilities Expanded (HOPE) provides access to the “missing middle” or homebuyers that do not traditionally receive support but need assistance with down payment, closing costs and repair assistance. HOPE is NOT limited to first-time homebuyers.
Household income must be at or below 115% of the AMI for households purchasing homes, to be used as their primary residence, in our four-state district.
2026 HOPE Details
- Applications open March 16, 2026
- Subsidy per household: $2,500 minimum
- Available on a first-come, first-served basis
- Income limits apply by county
