Check Fraud

Protect your business from check fraud and payment scams.

Check fraud is a growing threat to businesses, often starting with stolen or altered checks.

Why businesses are targeted

Checks remain widely used in business payments, making them a frequent fraud target. Criminals also exploit trust within vendor and payment relationships.





Types of Check Fraud

  • Stolen checks

  • Altered check

  • Counterfeit check

  • Forged checks


Combined Fraud Threat

Modern fraud often combines:

  • Check fraud

  • Business email compromise

  • Impersonation scam

These schemes rely on urgency and deception to bypass internal controls.


Prevention Strategies 

  • Reduce Exposure

  • Shift to electronic payment

  • Secure Check

  • Lock storage

  • Use secure mailing method

  • Shred unused checks


Strengthen Verification 

  • Confirm payment changes verbally

  • Monitor transactions daily 


If Fraud Occurs 

  • Contact your bank immediately

  • Engage law enforcement if needed
















Learn more about other types of fraud.