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Youth and Teen Banking

Instill strong financial habits for life.

As a parent, you want your children to have a bright financial future. It’s never too early, or too late, to open a child’s bank account and is the first step toward them learning how to handle their finances for life. Cornhusker Bank is committed to increasing financial literacy for our youth.

Why open an account for a child or teenager?

Begin their financial journey by opening a Youth Savings or Youth E-Checking Account. With an account, they can develop strong financial habits. As they grow, let them take control of their finances while you monitor their progress with tools like account notifications.

  • They will learn to think before buying, distinguishing between wants and needs.
  • They can access their money using a debit card.
  • Allowances, payments for work, and gifts can be made directly to their accounts. 

Youth and Teen Checking teaches responsible money use

Why get a checking account for your child? Your child learns to manage money responsibly with a checking account, and as a parent, you’ll be able to guide and teach them as they go with the use of tools like:

  • account balance notifications;
  • giving your child limited, secure access;
  • choosing whether or not your child can transfer money and make deposits;
  • and, the ability to transfer money into the account at any time.

Being part of an e-generation, quick cash and easy access is important. Our Youth Checking account offers a FREE designer VISA debit card and our mobile banking app helps you manage your money where you are.

  • $100 minimum initial deposit
  • No monthly maintenance fee
  • FREE initial designer VISA® debit card (signed Guarantee & Acknowledgement required by responsible adult)
  • FREE Mobile banking
  • FREE electronic statements1
  • FREE online Bill Pay2
  • FREE ATM transactions at MoneyPass ATMs3 
  • No direct deposit required
  • No minimum balance to earn interest

Check Current Rates


Savings Accounts for your child add up

Why get a savings account for your child? Having their own account teaches them how money saved grows, and pays for big items they need or want. A Cornhusker Bank Youth Savings Account can be opened with as little as $25 and no monthly fees. We make it easy for you to get your kids started. Saving early just makes “cents”!

  • No monthly maintenance fee*

Check Current Rates

Learn More


Super Bill Penny Wise

Meet Bill and Penny

Bill and Penny Banks were once just two normal kids like everyone else. They spent their allowances on things like candy and toys, never thinking there could be more powerful uses for their money.
Then one life changing day, their mother and father decided it was time to show them their true destiny….to become money savvy superheroes! From that day forward, Super Bill and Miss Penny have been showing kids the way to save their money for bigger and better things.


When our children turn 10 years old, they start mowing our rental properties in order to earn some money. Part of what's special for them, is this "Rite of Passage" to come to Cornhusker Bank and open up a checking account. Our third child was also especially excited to choose what image went on his debit card. We have been so impressed by the respect and friendliness of the staff toward our kids. They feel so proud and grown-up! We love banking at Cornhusker Bank. 

Kristin S.



1Accounts not receiving electronic e-Statements earn interest at the non-qualified tier.
2For standard delivery transactions. Fees may apply for rush delivery of Bill Pay transactions.
3ATMs not owned by Cornhusker Bank and not part of the MoneyPass network may charge you a fee. Some MoneyPass limitations may apply in Nebraska.

*At age 17, Youth Savings Accounts are converted to Savings Accounts. There are fees for our Savings Accounts if balance qualifications are not met and/or if more than 9 debit transactions are conducted per calendar quarter. Please see for more information regarding our Savings Account.


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